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UAE Home Buying · Budget & Eligibility

UAE Property Affordability Calculator | Dubai Home Loan Budget Estimator

Calculate Maximum Property Affordability | DBR, LTV & Salary-Based Limits

Discover your maximum property budget based on your income, expenses, and UAE banking regulations — with a detailed breakdown and tenure comparisons.

Your Financial Profile
AED 25,000

Your take-home salary after deductions

AED 8,000

Rent, utilities, groceries, transportation, etc.

AED 0

Car loans, personal loans, credit cards, etc.

AED 500,000

Cash available for down payment (minimum 15-20% required)

25 years

Longer tenure = lower monthly payments but higher total interest

Affects maximum loan eligibility

Affects LTV ratio and down payment requirements

Affects interest rate and loan amount

First Property

First property gets better LTV ratios

Insights

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Frequently Asked Questions

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Now that you know your budget, use our Mortgage Calculator to see detailed payment schedules, or check Rental Yields to evaluate investment properties.