Privacy Policy

Information We Collect

Baytwise.com collects minimal information to provide you with our UAE mortgage calculation services:

• Calculator Usage Data: Property prices, loan amounts, and other financial inputs you enter are processed locally in your browser and are not stored on our servers.
• Feedback Information: When you voluntarily submit feedback, we collect your name, email address, ratings, and comments to improve our services.
• Technical Data: Basic analytics data including page views, session duration, and general location (country level) to understand usage patterns.

How We Use Your Information

We use the information we collect to:

• Provide accurate mortgage calculations and currency conversions
• Respond to your feedback and improve our calculator features
• Analyze usage patterns to enhance user experience
• Send confirmation emails when you submit feedback

Data Storage and Security

Your mortgage calculations are processed entirely in your browser and are not transmitted to or stored on our servers. Feedback data is securely stored and transmitted using industry-standard encryption protocols.

Third-Party Services

We use the following third-party services:

• Postmark: For sending email confirmations when you submit feedback
• ExchangeRate API: For real-time currency conversion rates
• Google Analytics: For understanding website usage patterns
• Google AdSense: For displaying advertisements (see the dedicated section below)
• Cookiebot: For managing your cookie and advertising consent preferences

Cookies and Local Storage

We use local storage to cache currency exchange rates (updated every 12 hours) and to remember your theme preference (dark/light mode). This calculator data stays in your browser and is not personally identifying.

In addition, third-party services such as Google AdSense and our consent-management tool (Cookiebot) may set cookies on your device to deliver and measure advertising and to record your consent choices. You can control these cookies through the consent banner shown on your first visit, and through the options described below.

Advertising and Google AdSense

Baytwise.com uses Google AdSense to display advertisements. The following disclosures apply:

• Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this website and other websites.
• Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to this and/or other sites on the internet.
• You may opt out of personalised advertising by visiting Google Ads Settings.
• You can also opt out of a third-party vendor's use of cookies for personalised advertising at aboutads.info/choices or, within the EU, at youronlinechoices.eu.
• For more information on how Google uses data when you use our partners' sites or apps, see Google's privacy & terms.

Your Rights

You have the right to:

• Request information about any data we have collected from you
• Request deletion of your feedback data
• Opt out of personalised advertising via Google Ads Settings or aboutads.info/choices
• Withdraw or change your cookie consent at any time through the consent banner on this site
• Opt out of analytics tracking by using browser settings or ad blockers

Children's Privacy

Our service is not intended for children under 18. We do not knowingly collect personal information from children under 18.

Changes to This Policy

We may update this privacy policy from time to time. We will notify users of any material changes by updating the "Last updated" date.

Contact Us

If you have any questions about this Privacy Policy, please contact us at [email protected]